What is home health? Who pays for homecare services? If you find yourself asking these questions, you're not alone. Before you make decisions about providers and what care is needed, it's important to understand the difference between homecare and home health. While both of these services are dedicated to supporting the health and well being of older adults, they serve different functions and have different regulations. 

With the costs of healthcare climbing, many older adults find themselves in a vulnerable and worrisome situation when it comes to getting the assistance they need. In an effort to cut costs, some are turning to third-party caregivers for their home care, but does the cost savings outweigh the risks? Experts say, “No.”

 40% of adults age 65 and up need daily assistance, and 70% will need it at some point. However, knowing when it’s time to hire a caregiver isn’t always clear. Often people wait until after an injury or incident occurs before they consider in home care services. Unfortunately, waiting too long can mean more care is required, and that can limit your choices. Staying home is an option when the appropriate care is provided. So, look for the signs, and take a proactive approach to your or your loved one’s in-home care needs.