Note: This blog is for informational purposes only. Please do your own due diligence in exploring all the options available to you. 

Most Americans don’t think about costs of home care, until those services are needed. Unfortunately, that need can arise quite suddenly, leaving older adults and their loved ones scrambling to make important financial decisions during an already stressful time. If you find yourself in this situation, you’re not alone. Whether you are considering a few hours of home care each week or are looking for 24/7 care, there are some creative ways you can help offset the costs and secure the quality care you or your loved one need. Let’s explore the options:

Missed medications...a decline in the home environment...loneliness -  there are many signs it's time to hire a an in home caregiver, but how do you know which home care agency to choose? Whether you take a home care recommendation from a friend, check out online reviews, or consult your physician for a referral, there is no substitute for doing your own research. While policies and procedures vary from agency to agency, these are the questions you should be asking every home care provider you interview:

With the costs of healthcare climbing, many older adults find themselves in a vulnerable and worrisome situation when it comes to getting the assistance they need. In an effort to cut costs, some are turning to third-party caregivers for their home care, but does the cost savings outweigh the risks? Experts say, “No.”